Best before & use by dates – what’s the difference

Jun 12, 2025 | Food Knowledge

A use-by date indicates the last date that a particular food item is considered safe to eat, while a best-before date indicates the date the food will be at its peak quality. Use-by dates are crucial for food safety, especially for perishable items. While best-before...

Credit score – what are they & how do they work

Jun 11, 2025 | Credit

A credit score also known as a credit rating, is a number between 0 and 1,000 that indicates how credit-worthy you are. The higher the score the better. It’s a measure of your ability to repay debts based on your financial history, including borrowing and...

Develop good money habits – start today

Jun 10, 2025 | Money set up and habits

Below are 12 steps you can take to develop good financial habits. You may not be able to do everything at once.   Track your expenses It’s so easy to lose track of where your money is going. So tracking your expenses provides a clear picture of where your money...

Feeling overwhelmed with your money situation

Jun 10, 2025 | Help is available

If you are feeling overwhelmed with your money situation seek some professional help, things are unlikely to resolve themselves, and the longer you leave it the worse things tend to get. Whatever your situation, there is no shame or embarrassment in reaching out for a...

Combined or separate finances for couples

Jun 10, 2025 | Money set up and habits

Combining or keeping finances separate is a personal choice with both pros and cons.    Combined finances can simplify budgeting, streamline bill payments, and foster a sense of shared responsibility and trust, while separate finances can offer more autonomy and...